Protecting Your Income is the Best Investment You Can Make
Get a personalized disability insurance policy designed to ensure you get paid if you can't work due to injury or illness.
Disability Insurance for New York Physicians, Residents & FellowsAs a physician in New York City, you have worked hard to get where you are, and your financial future depends on your ability to work as a physician. Most physicians know they want to protect their income with disability insurance but when it comes to getting it, they get stuck. They are worried they might get the wrong policy, be misled, or pay too much.
Do I Need Disability Insurance?
If you aren’t financially able to go months or years without a paycheck, you should consider disability insurance
Half a MillionAmericans filed for bankruptcy last year as the result of an unexpected injury or illness.
25%of today’s 20-year-olds can expect to be out of work for at least a year because of a disabling condition.
90%of disabilities are due to illness, while 10% of disabilities are due to injury.
Own-Occupation Disability Insurance from Top Carriers
Why Choose Us
Save MoneyWe compare multiple insurance companies and provide you with the maximum discounts available.
It's Our SpecialtyWe have laser-focus in all aspects of disability insurance to ensure the process is done right (no buyer's remorse).
Fast & EfficientWe make a complicated process easy for you. We will move at your pace to save you time and aggravation.
Trusted by Physicians
Work with an Insurance Specialist, Not a Generalist.
We specialize in Disability Insurance in New York City. Is there a physician out there that you would trust to, scope, insert a stent, diagnose cancer, and remove a brain tumor? Probably not, so why do financial advisors try to do everything? We are highly focused on disability coverage in NYC with team members and relationships to handle other parts of financial planning.
Book a Consultation (It's Free)
We like to learn about you first. As we know things such as your income, financial situation, where you work, specialty, and your health, we are able to narrow down options to design the best insurance coverage based on your unique situation.
Learn, Compare and Select
We will guide you through a highly efficient and educational process enabling you to understand the key terms and options available and allowing you to make informed decisions regarding coverage. This is generally a simple online meeting, lasting 30-45 minutes, with no cost or obligation.
Quickly Get Insured!
Your application is submitted to carriers (sometimes multiple), we confirm options to either move forward or pivot to another offer. Your approved rates are then customized against the policy to meet your financial objectives.
We have helped many types of doctors including Physician, Doctor, Cardiologist, Gastroenterologist, Orthopedics surgeon, surgeon, Otolaryngologist, dermatologist, plastic surgeon, radiologist, pulmonary critical care, pulmonologist, ophthalmologist, neurosurgeon, emergency medicine, anesthesiologist, Oral Surgeon, Urologist, Dentist and nurses find the best disability insurance for their unique needs. Schedule a meeting with our disability insurance professionals to see how we can help protect your income in the event you are unable to work due to injury or illness.
When's the best time to get coverage?
Don't wait to get coverage, it may be too late. Plan Ahead.
Do you want to protect your paycheck?
95% of Physicians prefer to protect their paycheck with individual disability insurance.
Is Group LTD coverage enough?
If you get Group LTD provided by your employer, the benefit is often taxable, resulting in a large gap of coverage.
What is the chance of a Disability claim?
Many people under estimate the likelihood of claims and the cause. Learn more about the chances, common claims and the potential impact.