Protect Your Income without Overpaying for Being a Woman!
A new law passed by the Massachusetts Legislature bans disability insurers from charging women more than men for the same coverage
What Do Women Need to Know About Disability Insurance?
9.4%
of total long-term disability claims are due to pregnancy.
25%
of today’s 20-year-olds can expect to be out of work for at least a year because of a disabling condition.
90%
of disabilities are due to illness, while 10% of disabilities are due to injury.
The Best Disability Insurance for Women
Save up to 40% on disability insurance for women when you get a quote from us! Save up 10-40% with gender-neutral discounts on coverage.
The Difference Between Male and Female Rates
Monthly premium for a $5,000 monthly benefit at: | ||||
Gender | Age 30 | Age 35 | Age 40 | Age 45 |
---|---|---|---|---|
Male | $136.68 | $156.06 | $206.02 | $253.31 |
Female | $217.00 | $235.51 | $290.72 | $337.75 |
*Rates shown are for Principals HH750 product in NY. The rates are for a 5A-M occ class with own occupation, residual rider, 90 day elimination period and age 65 benefit period included. Discounts not included.
The SAME Coverage as Above WITH Gender-Neutral, Discounted Rates
Monthly premium for a $5,000 monthly benefit at: | ||||
Gender | Age 30 | Age 35 | Age 40 | Age 45 |
---|---|---|---|---|
Gender Neutral | $118.93 | $134.40 | $175.04 | $212.77 |
*Rates shown are for Principals HH750 product in NY. The rates are for a 5A-M occ class with own occupation, residual rider, 90 day elimination period and age 65 benefit period included.
A Gender-Neutral discount is when an insurance company blends rates for males and females to provide one rate. Discount programs that contain gender-neutral rates, sometimes also known as unisex rates, can result in savings up to 40% for women.
DON'T DELAY: Lock in your discount. Unisex rates going away Jan 1, 2021!
Don't Overpay for Disability Insurance - We Can Help Get You the Best Rate!